Business driver protection insurance

info@driverplan.co.uk

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Business driver protection insurance

We cover the inconvenience and business risk of your key staff members being unable to drive on a temporary basis, (for up to 12 months), because of unfortunate and unforeseen circumstances. These typically are minor accident or injury, (85% of claims), or potentially even disqualification. We do this by covering the cost of the most convenient alternative transport that is appropriate in your business.

Within our corporate policies we have 4 levels of cover from a simple disqualification policy to our extremely comprehensive Elite policy which has the highest level of benefit in the market. The tables below give you an easy comparison of the level of benefit, the discounts that may be applicable to your business and suggestions of the level of cover that you should consider for your staff.

We have incorporated a risk assessment calculator to help you formulate your decision and an easy premium calculator to ascertain the cost.

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Policies right for you

At DriverPlan, we help make your life simple by offering a choice of four policies that range from a ‘no frills’ disqualification-only policy to extremely comprehensive cover offering the highest level of protection and convenience that is currently available in the market.

Driverguard Elite
Provides top level protection for executives, key personnel and other high mileage drivers who may require the dedicated services of a full-time driver or who prefer to travel first class and at their own convenience.
 
Driverguard Executive
Providing a much enhanced level of cover that gives you greater choice over the method of transport that you wish to use. This is ideal for drivers who undertake regular and more extensive levels of travel, but still have some flexibility in their available use of transport.
 
Driverguard Premier
The entry level to our more comprehensive range of policies covering both accident and injury in addition to disqualification. Again this is ideal for drivers who may have points already on their licence, who undertake modest travel and who are near to cheap and easy public transport. In addition they may undertake non-professional activities that may cause personal injury or really just want to be covered from all angles.
 
Driverguard Plus
Offering great value basic cover that protects you in the event of disqualification only. This is ideal for drivers who may have concerns over points already on their licence, who generally undertake only modest amounts of travel and who are near to cheap and easy public transport connections.

Compare Policies

Plus
Premier
Executive
Elite
Disqualification or totting up
For a full 12 months, on a pro-rata basis Maximum annual benefit in any one year to use on alternative transport
£12,000
per annum
£10,000
per annum
£20,000
per annum
£30,000
per annum
Accident and personal injury
For a full 12 months, on a pro-rata basis Maximum annual benefit in any one year to use on alternative transport
Not covered
£10,000
per annum
£20,000
per annum
£30,000
per annum
Loss of use
Covers car hire for up to 25 days (after first 3 days excess)
Not covered
£30
per day
£50
per day
£75
per day
Emergency fund
In case of accident and you need to complete your journey
Not covered
£835
maximum
£1,667
maximum
£2,500
maximum

Please note that for 9 points current or pending at the time of application, the maximum benefit in any 12 months will be £3,000 until your points have reduced to 8 or less and you have advised us in writing and provided us with a copy of your driving licence.

Premiums and Discounts

Plus
Premier
Executive
Elite
Minimum of 2 and up to 5 persons

Per annum
£84.00
£140.00
£280.00
£420.00

per month if paid by monthly Direct Debit
£7.64
£12.68
£25.43
£38.15
6 to 15 persons, 10% discount

Per annum
£75.60
£126.00
£252.00
£378.00

per month if paid by monthly Direct Debit
£6.87
£11.41
£22.89
£34.33
16 to 25 persons, 20% discount

Per annum
£67.20
£112.00
£224.00
£336.00

per month if paid by monthly Direct Debit
£6.11
£10.14
£20.35
£30.52
26 to 50 persons, 30% discount

Per annum
£58.80
£98.00
£196.00
£294.00

per month if paid by monthly Direct Debit
£5.35
£8.87
£17.80
£26.70
51+ persons, 40% discount

Per annum
£50.40
£84.00
£168.00
£252.00

per month if paid by monthly Direct Debit
£4.58
£7.61
£15.26
£22.89

Premiums shown above are inclusive of Insurance Premium Tax (IPT)

Payment Options:
There are three payment options available to you with your Driverguard policy:

  • by bank Direct Debit either annually or monthly
  • by annual cheque
  • by annual debit or credit card payment


Risk Assessment Calculator
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More information:

Contact us for more information

Contact us

We are UK based and have been supplying DriverPlan policies to businesses and individuals for over 10 years. Our expert advisors are ready to give you advice. Email us at info@driverplan.co.uk for more information.

Contact us

Risk assessment

Use our free Risk Assessment Calculator to determine the risk to your business in the event that key employees are prevented from driving through disqualification or injury.

Assess risk

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